Real Estate Investing Loans for Investors & Entrepreneurs
Fast, Flexible Real Estate Loans for Your Next Investment
Whether you’re flipping houses, growing a rental portfolio, or expanding your business, we provide real estate investing loans that get you funded quickly—so you can secure deals without delays.
ABOUT BAY LOAN CAPITAL
We specialize in providing real estate investing loans and business funding solutions that are fast, flexible, and built for growth. Whether you’re flipping houses, building a rental portfolio, or expanding your business, we connect you with the capital you need—without the long waits and red tape of traditional banks. Through our network of trusted lenders and a hands-on approach, we make securing funding simple so you can focus on closing deals and growing your investments.
Built for Investors: We work exclusively with real estate investors and business owners, so we understand the fast pace and high pressure of closing deals. With our expertise in real estate investing loans, you’re not just another file—you’re a valued funding partner focused on success.
Fast Approvals, Faster Funding: In real estate investing, speed is everything. Our streamlined process for real estate investing loans gets you approved and funded quickly, so you can secure deals without the delays and paperwork that slow down traditional banks.
Flexible Capital That Grows With You: Whether you’re taking on your first fix and flip or expanding a rental portfolio, we provide real estate investing loans that fit your current needs—and scale with you as your investments grow.
Custom Funding for Your Unique Goals: No two real estate deals are the same. That’s why we customize our real estate investing loans to match your specific project, strategy, and stage of growth—because one-size-fits-all funding doesn’t work in this business.
FEATURED SOLUTIONS
Explore our most popular loan programs built for today’s real estate investors.
Fix & Flip / Bridge Loans
Short-term financing designed for investors who need fast capital to purchase, renovate, and resell properties.
Rental Property / DSCR Loans
Financing built for real estate investors who want to buy, refinance, or cash-out rental properties.
Portfolio Loans
Designed for investors managing 5+ doors who want flexible terms, fewer headaches, and easier cash flow management.
Ground Up Construction
Tailored for experienced investors and builders who need fast, flexible funding to bring new residential or commercial projects to life.
Transactional Funding
Perfect for wholesalers and SubTo investors who need short-term funds to execute a double close, or to structure hybrid deals using seller financing.
Business Loans and Lines of Credit
Scaling operations, covering cash flow, or seizing a new opportunity? Our business loan and credit line programs are designed for entrepreneurs who need working capital.
Frequently Asked Questions
What financial services does Bay Loan Capital offer?
Bay Loan Capital's lending partners provide real estate loans and business funding solutions. Core services include fix & flip loans, rental property loans, portfolio loans, ground-up construction loans, transactional funding, business term loans, credit building, lines of credit, SBA lending, and alternative lending options.
Does Bay Loan Capital help with business credit?
We partner with several companies that provide step-by-step support to help you establish and improve your business credit profile.
What business financing options are available?
Our business funding solutions include Business Term Loans, Business Credit Building, Lines of Credit, SBA Lending, and Alternative Lending options.
How fast is the approval process?
Bay Loan Capital highlights quick approvals (within days) and funding as one of our key benefits, helping real estate investors and business owners access capital without delays.
Start Your Funding Journey
Mortgages are offered in partnership with Breeze Financial ("Lender”). This is not a commitment to extend mortgage credit. Mortgage products, programs, eligibility criteria, pricing, and terms are subject to change without notice and at the sole discretion of the lender. All data and information is provided “as is” for informational purposes, may not be accurate, and may be subject to change without notice. Unless otherwise communicated in writing, all data and information Lender provides is “as is” without any warranty whatsoever. Additional disclosures and information, including state licensing of Lender, is available at www.breeze-financial.com